During his more than thirty-year association with Interchange, Mr. Franzetta has been involved in the co-design of several hundred minimalist interventions, first as a client and later as an Analyst for the firm. Dave started his journey with Interchange as a client in 1993, while in a senior executive capacity at Prudential Financial, Inc. When he retired in 2004 Dave joined Interchange as an Analyst, and since 2009 has been President of the firm.

Based in Orange County, California, Dave is an innovative thinker and creative problem solver who developed strong leadership and leadership development capabilities first in the US Navy as an intelligence officer and then over his distinguished thirty-year career with Prudential Financial, where he served as Comptroller of Prudential Investment Corporation and later as Chief Accounting Officer of Prudential Insurance, as well as senior adviser to the Chief Financial Officer, completing his Prudential career as Vice Chairman and Chief Financial Officer at one of Prudential Financial’s operating subsidiaries. Prudential Real Estate and Relocation Services. His responsibilities spanned corporate finance, insurance, reinsurance, franchise management, technology platforms, risk management, and investment. While at Prudential Financial, Dave developed a broad professional background in accounting and finance, along with a well-earned reputation for effective leadership, especially in business transformation roles.

Dave holds a BS degree in Social Sciences (Education) from Michigan State University and an MBA with specialization in Accounting & Taxation from Farleigh Dickinson University. While at Prudential, he earned a variety of insurance industry designations, including Follow of the Life Management Institute (FLMI), Chartered Life Underwriter (CLU), Associate in Risk Management (ARM), Chartered Property and Casualty Underwriter (CPCU), and Chartered Financial Consultant (ChFC).